Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Monday, January 13, 2014

Seek First (Daily Reflections on Mt. 6:19-34)

The New Year is a natural time for reflection. It's a perfect time do a quick check on our current status and general direction and tweak our path or practices or habits or diet or financial investments. Each year in January the health clubs get an overflow of new membership signees. Yet studies show us that many of those eager enthusiasts lose heart and drop out of sight within six weeks. Staying focused on our newly established priorities often gets derailed by old habits and daily routines.

It's one thing to announce a new set of priorities or values or even direction. It's quite another thing to pull them off. Newton's Laws may have some impact on the personal patterns of our life. And perhaps the old cliche is right that you can't teach an old dog new tricks. Or maybe the one that says, "Old habits die hard." (Sounds like the theme of a new Bruce Willis movie.)

As I was reading through the end of Matthew 6 again it began to occur to me that our vision might have something to do with the inability to get to where we need to go with our life or to become what God would want for our life. In this section of Sermon on the Mount, Jesus starts addressing the base issue. He talks about where we store up our treasure. We can either store up treasure on earthly things or we can store up our treasure on heavenly things. Vision. Where are we looking? What has the greatest appeal to us? What pulls us in for a second look and third look and captures our focus?

In Tolkien's, Lord of the Rings, Smeagol becomes so enamored by the Ring of Power that it consumes his life and transforms him to the hideous life of the creature Gollum. He refers to the rings as, "My Precious." In his own words, "he has to have it." Gollum can no longer see anything else. In the end it destroys him.

Jesus urges us not to store up our treasures on the corruptible things of this earth. He commands us to change our focus to heavenly things, things of His Kingdom which is incorruptible and eternal. He urges us to set our sites not on wealth and materialism and power and position and things that the world considers of great value. Because, what you set your vision on, you will pursue and it will consume you.

And what's interesting is that Jesus goes on in Matthew 6 to talk about the eyes. He says the eyes are the lamp of the body. If your eyes are healthy, he says, then your body will be healthy. If your eyes are unhealthy, then your body will be full of darkness. He's not talking about pink eye or cataracts or glaucoma here. He's talking about our vision, what we set our eyes on. What we set our focus on is what we will become or what will eventually consume us. Focus on the things of this world and in the end we will be consumed by them.

And ironically, Jesus' next twist takes a direct stab at our desire for riches, wealth, money, mammon, personal gain or whatever other word you want to insert there that draws our focus away from heavenly things. He proclaims that it's impossible to serve two masters. And without beating around the bush just comes out and says, "You cannot serve God and money."

It goes back to the eyes and vision and focus and motivation and priorities and the distractions of old habits and daily routines. When we set our eyes on the things of this world, our focus moves off of God and His Kingdom and heavenly things and then our life falls back to ultimate destructive forces. Nobody sets down to gain 40, 50, 60, 100 pounds after finishing high school or college or after getting married or having a baby. Somehow it just grows on us. Nobody after getting married sets out to see if they can ruin their relationship. Nobody tries to purposely overextend themselves financially when the get that job. Yet over time it happens. It's about our eyes!

That's why Jesus tells us not to focus on material, worldly stuff. Is there anything inherently wrong with houses or cars or boats or cell phones or tablets or clothes or having a portfolio? Absolutely not. It's the focus on getting, having, accumulating stuff that pulls us downward and corrupts our lives.  

Jesus says, don't worry about stuff. Do not preoccupy yourself with material goods or gain. Focus on Him not climbing the corporate ladder or adding tallies to your life. Focus on "seek first His Kingdom and His righteousness." God knows what you need. He will meet your needs.

Some of the biggest issues people bring to me or complain about or struggle with are finances, stress and time. And usually the stress has to do with time and/or finances. And time because they are involved in four hundred million things or have their kids in those activities so that some day they can get ahead and have things. And often finances are wrapped in those things too. Of course many time finances are an issue because people haven't managed their resources well because they had to have stuff.

It's no wonder our world fills up with darkness, our hearts fill up with darkness, our lives fill up with darkness and stress and heartache and burdens and those feelings of being overwhelmed overwhelm us. It's the eyes. It's our vision. It's our focus. Seek first HIS Kingdom and HIS righteousness.

God, help me to keep my eyes only on you. You direct me my path, my life, my heart, my thoughts, my finances. I want to be full of light. I don't want those dark feeling to overwhelm me. 



Monday, November 17, 2008

Daily Reflections on Prov. 27:23-27 (Managing Finances in Tough Economic Times)

It's been called the worst economic times since the depression. Since I didn't live in the depression I'd have say that it's the worst economic times that I've experienced since the Jimmy Carter days. Back then we faced double digit inflation, interest rates reached as high as 21%, gas prices had quadrupled through the decade. Things were spiraling out of control. It was an uneasy time for America.

But today's financial crisis is something that I've never experienced before. The idea of a total economic meltdown has many really worried. Poor fiscal practices at all levels have no doubt led us to where we are today nationally and internationally. Even if you had saved diligently and thought you invested wisely for your future, you are still not safe. Many 401k's or retirement accounts are taking huge hits. I like the cartoon that recently appeared in the New Yorker magazine of stock broker on the phone telling his client he needed to diversify mattress.

Solomon gives some wise advice in Proverbs 27 regarding financial security. He talks about knowing the conditions of your flocks and herds. Now most of us don't measure our wealth by our livestock these days. But there is something to be said about keeping a close eye on our assets and investments and being aware of the condition of our overall finances.

As I read these words I was just reflecting on the condition of my own finances and got out a pen and paper. To be honest, it was a little depressing. My wife and I had used up all of our reserves to invest in the church plant we are currently serving. So this last year has been especially hard. Our youngest daughter was suspected of having lymphoma. Our part of the bill was over $5,000. Our oldest daughter totaled one of our cars. The payoff on the loan was over $1,500. Within the span of six weeks I lost engines in 2 vehicles and along with other repairs and car rentals the cost was over $13,000. We made an investment to start a new business to cover some these costs of over $6,000. In just the last twelve months we have had unexpected expenses totalling over $27,000. Ouch! And that doesn't include my wife's 401k that has lost nearly 40% of it's value over the same time period.

Depressing? Absolutely. Defeated? Absolutely not. Now more than ever Solomon's sound words make sense. By considering the condition of our finances we can make wise financial and budgeting decisions about our present and our future. Despite $4 a gallon gas and crashing stock markets, through careful financial planning we've been able to increase our offerings to our church by 20% and still knock off over $5,000 of our unexpected debt.

God, Solomon was right when he said that riches don't endure forever. It's really important in the stewardship of life and resources to pay attention. I don't need a lot of luxuries. I just need the basics. Even in a tanking economy living by your wise advice both personally and financially makes a lot of sense. I know that the only way we've been able to make it is by trusting you to supply and giving us the wisdom to manage our finances. Thanks, Lord.

Tuesday, October 21, 2008

Daily Reflections on 1 Tim. 6:7-19 (Money, Money, Money)

Money makes the world go round. If that's the case the world must be coming to a halt or even might be spinning backward. Government bail outs, foreclosures, bank failures, stock devaluation has the world economy in a precarious position. All I know is that my wife's 401k has plummeted nearly 40% in the last year. There's now less in the fund than what we've put into it. The value of my house has also dropped significantly in the past year. The interest on my saving accounts has virtually dropped to nothing. I'm thinking about transferring my investments to my mattress.

Economies are cyclical, or so I'm told. Markets fluctuate and occasionally self correct. But the truth is that nothing financial is certain in life. If we place all our focus and energy into getting and making money or material things, we may be investing in things that are fleeting or worse. Paul tells Timothy that the love of of money is the root of all evil. Let's be honest, much of the financial crisis that we're facing today has to do with major lending companies greed. The executives love of money has led to a major disaster worldwide.

Paul challenges us as followers of Christ to pursue righteousness, godliness, faith, love, endurance, and gentleness instead of money. He said to take hold of eternal life. He says those with wealth shouldn't put their hope in it. It's uncertain. That's been apparent recently. Putting your hope in God is a much more secure place. Riches are found in doing good deeds. By doing so, we lay up treasures in heaven.

I can tell you from personal experience that financial investment don't always pay lasting dividends. Sometimes you take a huge loss, even on things that appear to be safe. The only investments that you can count on being lasting and always paying dividends are the investments you make in the Kingdom of God. God's stock never crashes. His bank never fails. His rewards out pay any here on earth.

God, I want to be rich. Not in financial terms but in Kingdom terms. I'm laying up my treasures in heaven. Help me be wise in my earthly investment, but I'm placing my hope in you. I want to be rich in good deeds.